IVA Info UK: IVA Help UK: Individual Voluntary Arrangement

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IVA Help - If you qualify for an IVA then you can:

Write off up to 75% of your debt

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Be debt free in 60 months


	The Individual Voluntary Arrangement is a government approved alternative to bankruptcy (part of the 1986 Insolvency act).

Active Topics on IVA Forum \| IVA.co.uk
Title	Posts	Views
Can I get some straight answers? (by: joh71262)	16	248
what happens if I request to reduce the pyments? (by: pbeck)	2	15
prefer someone elses opinion could you help?? (by: Sarah)	5	54
Debt collector has just been to my house! (by: Viki.W)	55	996
Having a rant about jobs (by: connie)	16	163
Counting down the days (by: facingittogether)	39	525
dont want my partner to find out what can I do?? (by: Andrew Graveson)	12	181
think the debts are going to cause us to split up (by: facingittogether)	25	323
average penny in the pound for creditors? (by: MelanieGiles)	2	22
Can IVA be amended within the first 12 months? (by: MelanieGiles)	2	17
Bank Upgrade (by: Sarah)	4	39
would secured personal loan be included in an IVA (by: kallis3)	2	21
really helpful to the most unhelpful people i know (by: kallis3)	4	35
monthly payment reduced or added to end ? (by: kallis3)	2	19
If you have an IVA, are you classed as insolvent? (by: MelanieGiles)	2	26

All you need to know about IVAs

An IVA is an arrangement to settle debts within a fixed period of time normally 5 years. All interest is frozen and after the end of the arrangement, outstanding debt is written off. The arrangement is governed by the Insolvency Act of 1986.
Why use an IVA click here to learn more

Further IVA points

A common misunderstanding is that people think undertaking an IVA is like going Bankrupt. This is not the case. The IVA is specifically designed to avoid the many issues and stigmas surrounding Bankruptcy. For example, you will be able to borrow in the future and take a mortgage. You will not be Blacklisted for ever!
Guide Pros and Cons IVA click here to learn more

For more information - read our IVA articles

>Why use an IVA?
>Pros and cons of an IVA
>Debt Glossary

>Starting an IVA
>IVA faq
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